Frequently asked questions

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FAQ

Frequently Asked Questions

what is a fiduciary?
Demel explains what it means and why it’s so important to work with a fiduciary.

Why Should I hire a Financial Advisor?

Should you invest on your own? What’s the benefit to hiring someone who specializes in the industry of financial planning and investment management? Hear Demel’s perspective on how hiring a professional can make a world of difference.

What makes you unique?

Demel Gonzalez, CFP ®, CKA ®, is a fee-only, fiduciary investment advisor and financial planner, but what else makes him unique? Listen to what he says is different about him, and how it will meet your needs.

what's the difference between a financial advisor and a certified financial planner®?

Ever wonder if there is a difference between an advisor and a certified financial planner®? Listen here to learn the important distinctions between the two.

what is your investment management philosophy?

Demel believes in the efficiency of the market. What does that mean? Listen here to learn his investment management philosophy.

what is your financial planning philosophy?

If you’re looking for a financial planner who is deeply rooted in his philosophy about money , and the importance of good stewardship of the blessings that come our way, listen here to learn Demel’s financial planning philosophy, and how it may help you.

What's YOur Why?
Why is Demel in the financial industry? What propels him forward everyday? Find out Demel’s “why” in this short video.

what type of client are you looking for?
Listen here to learn what matters most to Demel when he thinks about the “type” of client he is looking for. Is it a type or is it a mindset?

What is the difference between fee-only and fee-based?
A source of confusion, Demel addresses the primary difference between hiring someone who is fee-only, like him, or someone else who may be fee-based. Check out this brief video, so you know this valuable information before you make that important decision to hire someone. Understanding the difference could save you money.

what is financial planning?
Demel answers the question that many often ask: What IS financial planning? Demel explains the many aspects of financial planning, and how it’s a holistic view of your financial life.

Get Started

We invite you to stop worrying and partner with us to design your plan that will help you anticipate life transitions and help you be prepared for them!

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Contact info

+1 407-878-7275

demel@myheartwood.com
brian@myheartwood.com

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