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  • Relationships Matter

  • Trust Matters

  • Expertise Matters


Everyone has a purpose in life a unique gift or special talent to give to others. And when we blend this unique talent with service to others, we experience the ecstasy and exultation of our own spirit, which is the ultimate goal of all goals. Deepak Chopra


We are a Fee-Only, Registered Investment Advisor, located in Orlando, Florida, providing comprehensive and fully integrated wealth management services.

Demel Gonzalez, CFP provides the clients of Heartwood Financial Services with high quality investment advice, directed by their unique needs and circumstances, using a fiduciary standard of care while fostering the client-advisor relationship and building a solid financial portfolio. Heartwood Financial Services caters to high net worth families and individuals, and is dedicated to delivering personal attention with unique, goal oriented investment strategies.

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